Question 1

Do I need to make a down payment to finance a car?

Accepted Answer

A down payment is not always necessary but can significantly reduce the principal amount of your loan. We encourage making a down payment if possible because the larger the down payment, the lower your monthly payment may be.

Question 2

What will my interest rate be?

Accepted Answer

Your interest rate depends on several factors such as the make and model of the car, your credit history, income and other aspects. Our auto finance experts are available for personalized assistance to help you understand your rate.

Question 3

Is it possible to lower my monthly car payment?

Accepted Answer

Yes, you may be able to refinance your vehicle for a lower monthly payment. Additionally, you can use our online car payment calculator to explore different payment options.

Question 4

Is it less expensive to finance a used car?

Accepted Answer

Yes, used cars are generally less expensive to finance and insure since most of their depreciation in value has already occurred, making them a cost-effective option.

Question 5

Can I trade in a car to lower my payment?

Accepted Answer

Yes, you can value your trade with us and apply your car's worth toward the purchase price of another vehicle in our inventory. This can effectively lower your overall payment.

Question 6

Can I finance a car if I have a low credit score?

Accepted Answer

Yes, we aim to assist you with flexible auto loans and budget-conscious options regardless of your credit situation. However, the better your credit score, the easier it will be to secure financing.

All Star Automotive Group

All Star Automotive Group

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